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Picking Up The Pieces After Irene: Insurance Advice
NJ Department of Banking and Insurance gives ways to help ensure a timely response.Picking up the pieces after a natural disaster can be difficult–especially if your property’s had heavy damage. Even if your home has been properly insured, there are still steps that need to be taken to ensure a timely response from your insurance company.
Here’s some advice from the New Jersey Department of Banking and Insurance:
- The first thing you should do is notify your insurance company of the loss. Although you can do this by telephone, it might be a good idea to follow up in writing and create a paper trail. Remember to notify your insurer, not the broker who sold you the policy.
- Take photos of your property–both your house and its contents–to use for your insurance claim.
- If you’ve had to vacate your property due to the damage, make sure your insurance company knows how to get in touch with you.
- Protect your property. Board up broken windows to protect your home from further damage, burglary or vandalism. Keep your receipts for this! The out-of-pocket expense you incur for this should be covered by your policy, and would be reimbursed.
- Try to…
Bridges remain closed in Toms River and around County After Hurricane Irene
OCEAN COUNTY Road Department crews have been working since the first bands of Hurricane Irene arrived in the county checking on roads and bridges affected by the storm and removing toppled trees and branches from Ocean County’s 620 miles of roadway.
Ocean County Freeholder Director Joseph H. Vicari urged caution and patience while getting around some areas of Ocean County.
“Overall we weathered the storm quite well and Ocean County is open for business but there are spots that have been impacted and will be in need of repairs,” Vicari said.
Motorists and visitors are urged to look out for and follow detours in a number of spots throughout the county where flooding from Hurricane Irene is forcing road closures.
“A number of bridges, culverts, and roads remain closed around Ocean County while we wait for flood waters to recede and assess damages left behind by Hurricane Irene,” said Ocean County Freeholder James F. Lacey, liaison to the Ocean County Road Department. “Detours are in place and motorists should adhere to them. We are also in the process of removing more than 500 trees and branches that came down during the storm.”
The following Ocean County bridges are closed: Aldrich…
Hurricane Irene Update 9pm Friday
by Bob Weatherman Burger on Friday, August 26, 2011 at 8:54pm
Irene is still a Cat 2 hurricane. I have reviewed all the data all day and night and it is my forecast that this storm will remain a Cat 2 until landfall or just before landfall in NC. I then believe this storm will eith stay a Cat 2 for a little long then decrease to a Cat 1 strength just under Cat 2 as it continues north. To cut to the chase here. Irene should start to impact New Jersey Saturday afternoon into Sunday. Here is the problem. Irene is a huge storm, very big and covers a lot of area, also she is slow, very slow as most storms at this point and size would be racing at about 18-25 mph or faster by now up the coast. This gives us a big problem, this big storm will slide into Jersey as a Cat 1 or low Cat 2 and will last a long time. In a usual hurricane you have “we can say for example ” 125mph winds for 2-3 hours as it would race north… but what we will have is a storm that will have sustained winds…
How to prepare for a hurricane
Tuesday’s earthquake on the U.S. East Coast shows what can happen when a big event happens with no warning. The cell phone network was overwhelmed, people poured into the streets and social media exploded. I think an earthquake has to be the scariest natural disaster to encounter, because you don’t know it is coming.
Hurricanes are a whole different story. With all the sophisticated satellite, radars and computers the world has at its disposal, we know days in advance that Hurricane Irene – churning near the Bahamas on Wednesday – is heading toward the Carolinas and will likely pound the Northeast over the weekend. While you can’t stop a hurricane from damaging things, you can protect yourself and your family by preparing.
Some tips:
Have a portable disaster supply kit – It’s important to gather some things before a storm, because supplies may be gone after the storm hits. This to-go bag should be portable, and it should contain:
–Bottled water
–Food
–Blankets and pillows
–First-aid kit and any medicine you need
–Toiletries
–Flashlight and extra batteries
–Radio or NOAA weather radio
–Cash (ATMs may not be available for several days)
–…
HURRICANE IRENE LOCAL STATEMENT – 3:00pm
DANGEROUS HURRICANE IRENE WILL SIGNIFICANTLY IMPACT THE REGION SATURDAY AND SUNDAY… .NEW INFORMATION… UPDATED STORM LOCATION. .AREAS AFFECTED… THIS LOCAL STATEMENT PROVIDES IMPORTANT INFORMATION AND RECOMMENDED ACTIONS FOR PEOPLE IN NEW JERSEY…EASTERN PENNSYLVANIA…DELAWARE…AND THE MARYLAND EASTERN SHORE. THIS STATEMENT ALSO APPLIES TO COASTAL AREAS FROM RARITAN BAY AND SANDY HOOK NEW JERSEY TO FENWICK ISLAND DELAWARE INCLUDING ALL OF THE DELAWARE BAY. .
WATCHES/WARNINGS… A HURRICANE WARNING CONTINUES FOR THE FOLLOWING LOCATIONS…NEW CASTLE…KENT…INLAND SUSSEX…DELAWARE BEACHES…TALBOT… CAROLINE…WESTERN MONMOUTH…EASTERN MONMOUTH…SALEM… GLOUCESTER…CAMDEN…NORTHWESTERN BURLINGTON…OCEAN… CUMBERLAND…ATLANTIC…CAPE MAY…ATLANTIC COASTAL CAPE MAY… COASTAL ATLANTIC…COASTAL OCEAN…SOUTHEASTERN BURLINGTON… DELAWARE AND PHILADELPHIA. FOR MARINE INTERESTS…A HURRICANE WARNING CONTINUES FOR ALL OF NEW JERSEY AND DELAWARE COASTAL WATERS AND DELAWARE BAY. A TROPICAL STORM WARNING CONTINUES FOR THE FOLLOWING LOCATIONS… CECIL…KENT MD…QUEEN ANNES…MERCER…CHESTER…MONTGOMERY AND BUCKS. A HURRICANE WATCH CONTINUES FOR THE FOLLOWING LOCATIONS… MIDDLESEX. A TROPICAL STORM WATCH CONTINUES FOR THE FOLLOWING LOCATIONS… MORRIS…HUNTERDON AND SOMERSET. A FLOOD WATCH IS IN EFFECT FOR ALL OF PHILADELPHIA QUAD STATE REGION. PLEASE LISTEN CLOSELY FOR ANY FLOOD WARNINGS THAT MIGHT BE IN EFFECT FOR YOUR AREA. .STORM INFORMATION…
AT 2 PM EDT…THE CENTER OF HURRICANE IRENE WAS LOCATED NEAR LATITUDE 31.2N…LONGITUDE 77.5W. THIS WAS ABOUT 590 MILES SOUTH-SOUTHWEST OF ATLANTIC CITY NJ…OR ABOUT…
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